Effective Date: 29 January 2026
Last Updated: 29 January 2026

Welcome to [Your Company Name] (“we,” “us,” “our”). By accessing or using our website, services, or any related applications (collectively, the “Service”), you agree to comply with and be bound by the following Terms of Use (“Terms”). If you do not agree to these Terms, you must not use our Service.

1. Acceptance of Terms

By using our Service, you acknowledge that you have read, understood, and agree to be legally bound by these Terms. These Terms govern your access to and use of the Service, including any content, functionality, and services offered on or through the Service.

We reserve the right to update, modify, or revise these Terms at any time. Any changes will be effective immediately upon posting on the Service. Your continued use of the Service after such changes constitutes your acceptance of the revised Terms.

2. Eligibility

You must be at least 18 years old or of legal age in your jurisdiction to use the Service. By using the Service, you represent and warrant that you meet this requirement and have full legal capacity to enter into these Terms.

3. Use of the Service

You agree to use the Service only for lawful purposes and in accordance with these Terms. You must not:

• Use the Service in any way that violates applicable laws, regulations, or third-party rights;

• Access, use, or attempt to access unauthorized parts of the Service, other accounts, computer systems, or networks;

• Interfere with or disrupt the integrity or performance of the Service;

• Attempt to reverse-engineer, decompile, or extract the source code of the Service; or

• Use the Service to transmit harmful, offensive, or illegal content.

4. User Accounts

Some features of the Service may require you to create an account. You agree to provide accurate, complete, and up-to-date information when creating your account. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

You agree to notify us immediately of any unauthorized use of your account or any other breach of security. We are not liable for any loss or damage resulting from your failure to comply with this obligation.

5. Intellectual Property

All content, materials, software, and intellectual property on the Service, including but not limited to text, images, graphics, logos, trademarks, and designs (“Content”), are the property of [Your Company Name] or its licensors.

You may view, download, and print Content for personal, non-commercial use only. Any other use, including reproduction, distribution, modification, or creating derivative works, is strictly prohibited without our prior written consent.

6. Third-Party Links and Content

The Service may contain links to third-party websites or resources. We do not control, endorse, or assume responsibility for such third-party websites, content, or services. Your use of third-party websites is at your own risk, and you should review the terms and privacy policies of any third-party sites you visit.

7. Disclaimers

The Service and all Content are provided “as is” and “as available” without warranties of any kind, whether express or implied, including but not limited to warranties of accuracy, reliability, merchantability, or fitness for a particular purpose.

We do not warrant that the Service will be uninterrupted, secure, or free from errors, viruses, or other harmful components. You acknowledge and agree that your use of the Service is at your own risk.

8. Limitation of Liability

To the fullest extent permitted by law, [Your Company Name] shall not be liable for any indirect, incidental, consequential, special, or punitive damages arising from your access to or use of the Service.

Our total liability to you for any claims arising out of or relating to the Service shall not exceed the amount you have paid, if any, to access or use the Service.

9. Indemnification

You agree to indemnify, defend, and hold harmless [Your Company Name], its affiliates, directors, officers, employees, and agents from any claims, damages, liabilities, losses, or expenses (including legal fees) arising out of:

• Your use of the Service;

• Your violation of these Terms; or

• Your violation of any applicable law or third-party rights.

10. Privacy

Your use of the Service is also governed by our Privacy Policy, which explains how we collect, use, and protect your information. By using the Service, you consent to our data practices as described in the Privacy Policy.

11. Termination

We reserve the right, in our sole discretion, to suspend or terminate your access to the Service at any time, without notice, for conduct that we believe violates these Terms or is harmful to other users, our business, or third parties.

Upon termination, your rights to use the Service immediately cease, and you must promptly delete or destroy any downloaded Content obtained through the Service.

12. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of [Insert Jurisdiction]. Any dispute arising from or relating to these Terms shall be subject to the exclusive jurisdiction of the courts in [Insert Jurisdiction].

13. Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions shall remain in full force and effect.

14. Entire Agreement

These Terms, together with our Privacy Policy and any other legal notices published by us, constitute the entire agreement between you and [Your Company Name] regarding your use of the Service and supersede any prior agreements, whether written or oral.

15. Contact Information

If you have any questions about these Terms or the Service, please contact us at:
Email: support@fminsltd.com
Phone: +44 1204 961743,
Address: 57 Ladymead, Guildford, Surrey, England, GU1 1DB